纵观国内外医疗保险诸多医疗费用支付方式,都是视自己国度或地区的不同情况而选择的,比较而言,各种支付方式在具备一方面或几方面优点的同时,也伴随着一方面或几方面的缺点存在,完善而通用的方式是不存在的,产生不同支付方式的原因是非常复杂的,但总的来看它是受到各个国家或地区历史、文化、经济发展水平、政治制度等因素,以及由这些因素决定的社会保障和医疗卫生制度及其政策的影响。 在我国城镇职工基本医疗保险即将全面实施的今天,我们必须在认真研究好各个国家地区医疗费用支付方式的经验与教训的同时,尽快探索出适合中国国情的医疗费用支付方式。 Throughout the medical insurance at home and abroad a lot of medical expenses payment, depending on their own country or region of different circumstances and choose, in contrast, all kinds of payment methods with one or more advantages, but also accompanied by the one hand Or the disadvantages of several aspects, there is no perfect and universal way. The reasons for different payment methods are very complicated, but in general it is affected by the historical, cultural and economic development levels of various countries and regions, the political system And other factors, as well as the social security and health care systems and their policies that are influenced by these factors. At the moment when the basic medical insurance for urban workers in our country is to be fully implemented, we must, as soon as possible, explore the experience and lessons learned from the payment methods for medical expenses in various countries and regions as soon as possible and find out the payment methods for medical expenses appropriate to China’s national conditions.