在孩子的成长过程中,父母最关心的无疑就是孩子的教育和健康问题,而在理财层面上,又有哪一些产品可以同时为父母和孩子解决这两个问题呢?孩子是否需要购买保险?答案是肯定的。也许有些家长可能会问:作为家里的支柱,在保险购买上应该以大人为主,而且,我们已经为孩子参保当地的少儿基本医疗保障,是否还有必要去另外购买一些商业保险呢? In the growing up of children, the most concerned parents are undoubtedly the children’s education and health issues, and in financial management, there are some products that both parents and children can solve these two problems? Children need to buy insurance? The answer is yes. Perhaps some parents may ask: As a pillar of the family, the insurance should be purchased mainly on the basis of adults. Moreover, we have already enrolled our children in the local basic medical insurance for children. Is it necessary to purchase some commercial insurance separately?