农村小额信贷起源于孟加拉国,在部分国家取得成功,但在引进我国的过程中遇到新的问题,无论从市场上还是政策上,我国的小额信贷都处在萌芽阶段。一旦小额信贷在农村地区广泛有效的推广,会是解决“三农”问题的良药。 Since rural microfinance originated in Bangladesh and succeeded in some countries, it encountered new problems in the process of introducing China. The microcredit of our country is in the embryonic stage both in the market and the policy. Once microcredit is widely and effectively popularized in rural areas, it will be a good medicine to solve the “three rural issues.”