一、问题的提出现代市场经济自二十世纪以来在全世界都取得了巨大的发展。特别是在刚刚过去的二十年时间里,由于市场经济理念已经为全世界主要经济体所认同,科学技术特别是互联网技术在商业实践中得到广泛应用,全球经济发展进入一个崭新的阶段。商事交易在现代社会中日益活跃,并已经成为很多普通人日常生活中的重要组成部分。金融交易则在现代商事交易 I. PROBLEM PROPOSITION The modern market economy has made tremendous progress in the world since the 20th century. Especially in the past two decades, as the concept of market economy has been recognized by the major economies in the world and science and technology, especially Internet technology, have been widely used in commercial practice, the global economic development has entered a completely new stage. Commercial transactions are increasingly active in modern society and have become an important part of everyday life for many ordinary people. Financial transactions are traded in modern commerce