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每个人都离不开社交,也离不开金融。当社交和金融联系在一起,又会擦出怎样的火花?目前,互联网金融正衍生出很多“掘金”的领域,其中,最直接、最接近人与人之间资本关系的便是社交金融,而借贷宝、熟信等网贷平台所采用的熟人网贷模式便是社交金融的一个重要分支。近日,一则“女大学生以裸体手持身份证照片借钱,不还钱照片就被公开”的新闻将熟人网贷APP借贷宝推向舆论的风口浪尖,也使得该平台所采用的熟人网贷模式成为很多人口诛笔伐的对象。
Everyone can not do without social, can not do without financial. When social and financial ties together, what kind of sparks will be wiped out? At present, Internet finance is deriving a lot of “Nuggets” areas, of which the most direct and closest to the capital relationship between people is Social finance, and the mode of acquaintance net loan used by loan platform such as debit card and credit card is an important branch of social finance. Recently, a “female college students to nude ID card to borrow money, do not repay the photos to be open,” the news will be acquaintance net loan APP lending treasure to the cusp of public opinion, but also makes the platform used by acquaintance network Credit model has become the object of many vocal opposition.