近年来,随着经济的稳步发展,各级政府加快了城市基础设施建设步伐,城市建设资金的需求量不断扩大,各银行机构城市建设贷款(以下简称城建贷款)迅速增长。一般来说,城市公共基础设施建设项目可分为三种类型:一是非经营性项目,如敞开式道路、公共广场、绿化设施等,项目本身没有收 In recent years, with the steady economic development, governments at all levels have accelerated the pace of infrastructure construction in cities and the demand for urban construction funds has been constantly expanding. The loans for urban construction in various banking institutions (hereinafter referred to as urban construction loans) have risen rapidly. In general, urban public infrastructure projects can be divided into three types: First, non-commercial projects, such as open roads, public squares, green facilities, the project itself does not receive