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2008年11月25日,老张一大早就来到银行,想用已购买的凭证式国债存单抵押贷款,来购买当日发行的新国债。老张用于抵押贷款的国债存单是3年前购买的,其票面价值为20万元,到期日为2008年11月30日,年利率为3.24%。也就是说,这20万元国债5天后的到期价值为人民币21.944万元。因为担心银行在国债到期日前再次降息,老张便想到
On November 25, 2008, Zhang came to the bank early in the morning and wanted to buy the new government bonds issued on the same day with the already purchased voucher-type treasury bond deposit and loan mortgage. Zhang used for mortgage loans Treasury bills were purchased three years ago, with a nominal value of 200,000 yuan, maturity date is November 30, 2008, the annual interest rate of 3.24%. In other words, the expiration value of the 200,000 yuan five-day bonds is 219,944 yuan. Zhang worried about the bank cut interest rates again before the expiration of the national debt