商业银行依法收贷应注意的几个问题李培视，刘延安商业银行的经营活动必须安全，保证贷款本息的归还。保证贷款安全除贷前细致调查、科学决策外，运用法律手段清收有问题贷款也是有效措施。我们必须掌握有关的法律条款，运用好法律手段，确保贷款的安全。一、确定起诉标的... Several problems that commercial banks should pay attention to when collecting and lending loans Li Peizhi and Liu Yanan The commercial activities of commercial banks must be safe and ensure the repayment of principal and interest of loans. To ensure the safety of loans In addition to careful investigation before the loan, scientific decision-making, the use of legal means to collect loans is problematic is an effective measure. We must grasp the relevant legal provisions and make good use of legal means to ensure the safety of loans. First, determine the subject of prosecution ...