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保险业在我国属于朝阳产业,但同时也是高风险的特殊行业。而在我国加入WTO后,保险行业面临国际化的竞争,风险增大。为了有效防范和化解保险业风险,促进保险业健康、安全、有序地发展,必须切实加强保险业监管。为此,我们应从我国保险业发展实际和监管现状出发,充分借鉴国际保险业监管的先进经验,建立和完善我国保险业监管体系,不断提高我国保险业的监管水平。
Insurance in our country is a sunrise industry, but it is also a high risk of special industries. After China’s accession to the WTO, the insurance industry is facing international competition, increasing its risk. In order to effectively prevent and resolve the risks of the insurance industry and promote the healthy, safe and orderly development of the insurance industry, the supervision of the insurance industry must be earnestly strengthened. To this end, we should proceed from the reality of the development of the insurance industry and the status quo of supervision in our country, fully draw upon the advanced experience of international insurance supervision, establish and perfect the supervision system of insurance in our country, and continuously improve the supervision level of our insurance industry.