我国农村市场健康保险业务的功能定位和历史沿革农村市场的健康保险业务有广义和狭义之分。广义上指所有在农村地区承保的或以农民为被保险人的健康保险业务,是一个笼统的概念,包含医疗、疾病,甚至残疾、身故等责任;其功能定位既有政府主导的福利性质为主的社会保障功能,也有市场机制引导下的风险分担为主的商业筹资功能,同时还存在 The Function Positioning and Historical Evolution of China’s Rural Market Health Insurance Business There are broad and narrow points in the health insurance business in the rural market. In a broad sense, it refers to all health insurance businesses that are covered in rural areas or farmers as insured persons. It is a general concept that covers the responsibilities of health care, illness, even disability, death, etc .; its functional orientation includes both government-led benefits Based social security functions, but also the risk-based commercial financing function under the guidance of the market mechanism, but also exists