中小企业是我国国民经济的重要组成部分，它在稳定经济、吸纳就业、出口创汇、提供社会服务等方面，发挥着不可或缺的作用。可以说，国家经济的稳定持续增长离不开数量众多的中小企业。 　　目前，我国中小企业尽管已经具备了一定的规模和地位，但是仍然存在一些问题，如大多数 Small and medium-sized enterprises are an important part of our national economy. They play an indispensable role in stabilizing the economy, absorbing employment, exporting and earning foreign exchange, and providing social services. It can be said that the steady growth of the national economy can not be separated from the large number of SMEs. At present, although our country's small and medium-sized enterprises already have a certain scale and status, some problems still remain, for example, most