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从2004年开始,政府出台各种文件支持企业年金的发展,然而政策出台密集,实际操作中企业和员工却反映冷淡,企业年金制度发展艰难。文章从企业年金的源头———企业和员工出发,分析了企业年金遇“冷”的原因,提出了相应对策。
Since 2004, the government has promulgated various documents to support the development of enterprise annuities. However, with the introduction of intensive policies, enterprises and employees in the actual operation have been cold and the system of enterprise annuities has developed in a difficult way. Starting from the source of enterprise annuity --- enterprises and employees, the article analyzes the reasons why enterprise annuity encounters “coldness” and puts forward corresponding countermeasures.