与已有财团抵押等融资渠道的大企业相比,中小企业、个体工商户、农业生产经营者显然极其需要既与其生产、经营周期及自身规模相适应,又大大简化了申请程序的动产浮动抵押制度,这也是与《物权法》解决中小企业贷款难,促进经济发展之立法目的相适应。 Compared with large enterprises that have access to financing channels such as mortgages by consortia, it is clear that small and medium-sized enterprises, individual industrial and commercial households, agricultural producers and operators obviously need to be able to adapt to their production, business cycle and own scale, and greatly simplify floating application of movable property System, which is also with the “Property Law” to solve the difficulty of small and medium-sized enterprises loans, promote economic development, legislative purpose to adapt.