商业银行即时纠正措施(prompt corrective action,PCA),又被称为立即纠正措施,是指当商业银行出现了法定事由(通常为达到一定的数据指标),监管机构要求银行立即采取行动改进其所存在的问题的金融监管法律制度。其核心在于两方面的内容:其一,为依照一定的标准对商业银行进行分类,每一类别设定较为明确的触发指标;其二,当满足各个触发指标时,监管方就可适用相应的纠正措施。~①商业银行即时纠正措施滥觞于美国,1991年,美国 Commercial banks prompt corrective action (PCA), also known as immediate corrective action, means that when commercial banks have statutory reasons (usually to meet certain data indicators), regulators require banks to take immediate action to improve their position Existing problems of the financial regulatory legal system. The core lies in two aspects: First, in accordance with certain criteria for commercial banks, each category set a more specific trigger indicators; Second, when the trigger indicators to meet each, the regulator can apply the appropriate Corrective Action. ~ ① Commercial Bank real-time corrective measures in the United States, 1991, the United States