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海上保险法有四大原则,即保险利益原则、最大诚信原则、因果关系原则以及代位求偿原则。在海上保险法中,最大诚信原则的历史也相当悠久。在英国的海上保险法里,有最著名的第17条：海上保险合同建立在最大诚信原则基础之上,如果合同任何一方不遵守最大诚信,另一方即可宣告合同无效。通过立法的形式确定了英国法中的最大诚信原则。但是最大诚信原则在当代也出现了嬗变。
There are four major principles for maritime insurance law, namely, the principle of insurance benefits, the principle of maximum integrity, the principle of causality and the principle of subrogation. In the maritime insurance law, the history of the principle of the utmost good faith is quite long. In Britain’s maritime insurance law, there is the most famous Article 17: The contract of marine insurance is based on the principle of maximum good faith. If either party to the contract does not observe the utmost good faith, the other party can declare the contract null and void. Through legislation, the principle of the utmost good faith in English law has been established. However, the principle of utmost good faith has also evolved in contemporary times.