本文认为后危机时代,湖北省面临着重大的历史发展机遇,同时也面临着国家宏观政策调整、信贷规模缩减、能源供需矛盾等因素带来的挑战。要使湖北经济实现超越式发展,就必须加大对湖北经济的信贷支持力度,进行进一步金融创新,同时要注意防范金融风险,稳定金融市场。 This paper argues that in the post-crisis era, Hubei Province is facing significant historical development opportunities as well as the challenges posed by factors such as the adjustment of national macro-policies, the shrinking of credit scale and the contradiction between supply and demand of energy. To enable Hubei’s economy to surpass its development, it must increase its credit support for Hubei’s economy and conduct further financial innovations. At the same time, it must guard against financial risks and stabilize the financial markets.