2007年8月财政部、教育部、国家开发银行发布《关于在部分地区开展生源地信用助学贷款试点的通知》。1999、2004、2007年接连出台的三个国家助学贷款政策在贷款性质、贷款主体及还款责任、贷款期限、贷款方式、贷款利息、风险补偿金、贷后管理等7个方面存在差异。新的生源地信用助学贷款政策中仍存在着一些问题,需要通过相应的配套措施来解决。 August 2007 Ministry of Finance, Ministry of Education and China Development Bank released the Notice on Piloting Credit Loans for Students in Some Areas. The three national student loan policies introduced in succession in 1999, 2004 and 2007 differed in seven aspects: the nature of the loan, the main body of the loan, the repayment responsibility, the term of the loan, the loan method, interest on the loan, risk compensation and post-loan management. There are still some problems in the new credit loan system for student credit, which needs to be solved through appropriate matching measures.