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李磊下午刚为车子投了交强险,不料晚上便与哈萨克斯坦籍留学生杰克驾驶的摩托车发生碰撞,导致杰克受伤入院治疗。因距离合同保单约定的“次日零时生效”还有三个小时,保险公司便拒绝赔偿。为此,杰克将李磊和保险公司告上法院。2013年12月,上海市嘉定区人民法院依法认定保单自出单时即时生效,保险公司需在交强险限额内担责,今年3月,二审法院依法维持了原审判决。
Li Lei just for the car voted to pay strong insurance in the afternoon, but unexpectedly collided with a motorcycle driven by Jack’s student Jack in the evening, leaving Jack injured and hospitalized. Because of the contract from the contract “” the next day comes into effect at zero "There are three hours, the insurance company will refuse to pay. To this end, Jack will be lee and insurance companies sued the court. In December 2013, the People’s Court of Jiading District of Shanghai determined that the policy should take effect immediately upon the release of the policy. The insurer must bear the responsibility within the limit of compulsory insurance. In March this year, the court of second instance upheld the verdict of the first instance.