为了加快发展资本市场,超常规培育机构投资者,迎接加入 WTO 带来的挑战,我国开放式基金的推出已提上日程。这不仅会引起资金的重新分配和客户群体的变化,而且从长远看,还将打破银行、证券、保险三足鼎立的局面,代之以银行、证券、保险、基金四分天下。一、开放式基金推出对我行的影响 In order to speed up the development of the capital market and cultivate institutional investors in an extraordinary manner to meet the challenges posed by China’s accession to the WTO, the launch of China’s open-end funds has been put on the agenda. This will not only lead to the redistribution of funds and changes in the customer base, but will also break the pillars of banking, securities and insurance in the long run and replace them with banking, securities, insurance and funds. First, the impact of the introduction of open-end funds to our bank