就我国中小企业当前的情况来看,融资渠道狭窄是阻碍其发展的主要问题。要解决中小企业融资问题不仅需要中小企业自身不断提高社会信誉,还要依靠国家的扶持和金融改革的支持,相关政策的制定能够使中小企业融资渠道畅通常态化,为我国经济发展做出长远贡献。 As far as the present situation of SMEs in our country is concerned, the narrow financing channels are the main problems that hinder their development. To solve the financing problem of SMEs, SMEs need not only to continuously improve their social reputation, but also rely on the support of the state and financial reform. The formulation of relevant policies can make the financing channels for SMEs smooth and normalized and make long-term contributions to the economic development of our country .