综合经营已经成为国际金融业发展的主流与趋势。本文结合新《公司法》、新《证券法》以及现行《保险法》再修改等最新法律动态,分析了保险综合经营所面临的法律环境,并提出了保险企业如何利用现有法律环境开拓综合经营的对策。 Integrated management has become the mainstream and trend of the development of the international financial industry. Based on the latest legal developments such as the new Company Law, the new Securities Law and the revisions of the current Insurance Law, this article analyzes the legal environment faced by the integrated insurance business and suggests how insurance companies can use the existing legal environment to develop integrated operations Countermeasures.