偿付能力监管是保监会构筑保险业风险防范五道防线系统工程的核心。加强偿付能力监管,既是保障被保险人合法权益的需要,也是保险业持续快速健康协调发展的要求,更是保险业充分发挥三大功能的根本前提。在偿付能力监管中,保监会派出机构发挥着不可替代的作用。 Solvency regulation is the core of the CIRC’s five lines of defense to prevent risks in the insurance industry. To strengthen the solvency regulation is not only the need to protect the legitimate rights and interests of the insured, but also the requirement for the rapid, healthy and coordinated development of the insurance industry. It is also the fundamental premise for the insurance industry to give full play to the three major functions. In the solvency regulation, CIRC dispatched agencies play an irreplaceable role.