住房问题已成为经济领域的一个热门问题。居民住房支付能力研究也越来越多的为社会所关注。本文从人均收入和家庭收入分组角度,采用住房支付能力指数测算陕西省城镇居民住房支付能力,并据此为政府制定住房政策提供相关建议,以促进城镇住房价格合理化和住房政策的有效化。 Housing has become a hot issue in the economic field. Residential housing affordability research is also more and more for the community attention. Based on the per capita income and family income grouping, this paper uses the index of housing affordability to measure the affordability of housing for urban residents in Shaanxi Province. Based on this, it provides relevant suggestions for government to formulate housing policies to promote the rationalization of urban housing prices and the effectiveness of housing policies.