企业贷款难、融资难，是当前社会经济生活中存在的一个突出的问题，对中小型民营企业更是如此，特别是当前中央加大宏观调控的力度，银行贷款规模适度收缩的情况下，不少企业更是感到向银行申请和取得贷款难上加难。那么作为企业有没有办法冲破困难，顺利从银行取得贷款的支持呢?下面就我们多年从事企业项目运作和融资的实际，谈一些粗略的见解，以供借鉴。 Difficulties in corporate loans and financing are a prominent issue in the current social and economic life. This is especially so for small and medium-sized private-owned enterprises. In particular, with the current macro-control efforts by the central government and a modest reduction in the scale of bank loans, Few enterprises feel that it is even harder for banks to apply for and obtain loans. Then as a business there is no way to break through the difficulties, smooth loan from the bank to get the support it Here we have many years engaged in corporate project operations and financing of the actual, to talk about some rough insights for reference.