近年来,青岛市医疗保险制度改革稳步推进,在全国率先实施了长期护理保险制度和医保大病救助制度。在此基础上,青岛市最近又印发《关于建立补充医疗保险制度的实施意见》,积极探索构建“基本医疗保险+大病医疗保险+补充医疗保险”的多层次保障体系,在全国率先实施补充医疗保险制度。在制度安排上,青岛按照政府 In recent years, the reform of the medical insurance system in Qingdao has been steadily progressed. It took the lead in the implementation of the long-term care insurance system and the medical and health care disaster relief system nationwide. On this basis, Qingdao City recently issued “Implementation Opinions on Establishing a Supplementary Medical Insurance System” and actively explored a multi-level guarantee system of “basic medical insurance + serious medical insurance + supplementary medical insurance”, and took the lead in implementing this policy in the whole country Supplementary medical insurance system. In institutional arrangements, Qingdao in accordance with the government