随着我国社会主义市场经济体制的逐步确立，金融体制改革也不断深化，专业银行加快了向综合性、国际化、多功能的现代化商业银行转轨的步伐。一方面，金融企业解放思想，抓住机遇，努力追求经济效益，为国家经济发展增添了活力，做出了巨大贡献；另一方面，由于社会经济秩序尚 With the gradual establishment of the socialist market economic system in our country and the deepening of the reform of the financial system, the specialized banks have accelerated the transition to a comprehensive, international and multi-functional modern commercial bank. On the one hand, financial enterprises have emancipated their minds, seized opportunities and pursued economic benefits, adding vitality to the country’s economic development and making tremendous contributions. On the other hand, as the social and economic order