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近几年，随着寿险业务规模不断扩 大保险涉诉案件明显增加，寿险公司败诉案件屡见不鲜。寿险公司在诉讼中处于被动局面的成因主要有以下几个方面： 一、《保险法》有关规定不明确，保险合同不严谨，条款叙述不详细，为保险合同的正确履行埋上隐患。 １．团体人身保险合同受益人
In recent years, with the continuous expansion of the life insurance business, the number of insurance-related cases has risen sharply, and life insurance companies have lost the most cases. The causes of the passive status of life insurance companies in litigation include the following aspects: First, the relevant provisions of the Insurance Law are not clear, the insurance contracts are not rigorous, the terms are not described in detail, and the hidden danger exists for the correct performance of insurance contracts. 1. Group life insurance contract beneficiaries