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中小企业是国民经济发展中的一支重要力量,同时也是欠发达地区经济增长最有活力的部分。促进中小企业健康发展,是保证民生就业和社会稳定的关键,同时对当前保增长、调结构、促发展、惠民生至关重要。但其发展过程中出现的许多矛盾和制约因素日益凸出,其中资金紧张和融资困难是制约中小企业发展壮大的“瓶颈”。因此,解决中小企业融资问题,为其发展壮大提供所需的资金支持,是实现我国区域协调发展和构建和谐社会的重要举措。
Small and medium enterprises (SMEs) are an important force in the development of the national economy and are also the most viable part of economic growth in underdeveloped areas. Promoting the healthy development of SMEs is the key to ensuring people’s livelihood and employment and social stability. At the same time, it is essential for the current maintenance of economic growth, adjusting the structure, promoting development and benefiting the people’s livelihood. However, many contradictions and constraints that have emerged in the course of its development have become increasingly prominent. Among them, the shortage of funds and financing difficulties are the bottlenecks restricting the growth and development of SMEs. Therefore, to solve the problem of SME financing and provide the necessary financial support for its development and growth is an important measure to achieve the coordinated development of our region and the construction of a harmonious society.