关于成立我国进出口银行的问题已经酝酿讨论了好几年了.在上一次外贸体改方案制定时,经贸部就曾提出这一问题,但是没能实现.现在,我国改革开放已经十几年了,对外贸易得到很大发展,但在发展中也有许多不足之处,其中重要一点是外贸得不到国家金融方面的支持.虽然我国机电产品和成套设备出口,有一些出口信贷的专项贷款,但条件比较严,数量也较少,还不能满足外贸出口的需要.随着我国外贸的发展,不仅要扩大出口,也要扩大进口,我国的进出口商品结构也要随之变化.过去我国出口产品是以农产品、初级产品为主,现在我们的工业制成品比重提高了,去年底已占出口比重的77%,特别是机电产品的出口近年在超 The issue of setting up an export-import bank in China has been brewing and discussed for several years. At the time of the formulation of the last foreign trade reform program, the Ministry of Foreign Trade and Economic Cooperation had raised this issue but failed to achieve it. Now, China’s reform and opening up has been more than 10 years. Foreign trade has been greatly developed, but there are also many deficiencies in its development. The important point is that foreign trade is not supported by the national finance. Although China’s mechanical and electrical products and complete sets of equipment are exported, there are some special loans for export credits. With more stringent conditions and fewer quantities, it is still unable to meet the needs of foreign trade exports. With the development of China’s foreign trade, it is necessary not only to expand exports, but also to increase imports. The structure of China’s import and export commodities must also change. China’s export products in the past The main products are agricultural products and primary products. Now our industrial finished goods share has increased. At the end of last year, it accounted for 77% of the export volume, especially the export of mechanical and electrical products in recent years.