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近年来随着我国保险市场快速发展,保险信息供给与需求之间的矛盾更加突出,保险涉及的社会群体更加广泛,影响的利益群体更加多元,广大保险消费者和社会舆论要求提升保险透明度、切实保障保险消费知情权的呼声更加强烈。因此,加强信息披露、缓解保险市场信息不对称、充分满足社会各方对保险信息的知情权诉求,已经成为当前保险业面临的一项迫切任务和重要课题。
In recent years, with the rapid development of China’s insurance market, the contradiction between supply and demand of insurance information is more prominent. The social groups involved in insurance are more extensive, and the interest groups affected are more diverse. Insurance consumers and public opinion demand to enhance the transparency of insurance. The voice of protecting the right to information on insurance consumption is even stronger. Therefore, strengthening the information disclosure, alleviating the asymmetric information in the insurance market, and fully meeting the demands of all parties in society for the right to information on insurance information has become an urgent task and an important issue for the current insurance industry.