“你们要组建农商行,为啥不把以前的老贷款核销掉,收贷反而比以前跑得更勤了呢?”栗园村的吴大爷疑惑地问我。“大爷,农信社要改制成农商行,就要加大对不良资产的清收处置力度,才能成功组建农商行的。”我微笑着回答吴大爷的疑问。农商行改制的背后是员工们艰辛的汗水。前年我对所辖贷款户徐某进行催收的经历让我记忆犹新。徐某前期贷款10万元用于购车从事运输生意,贷 “You want to set up a commercial bank, why not write off the old loans out before, but lending and borrowing run more diligently than before it?” Uncle Wu Liqian asked me puzzled. “Grandpa, rural credit cooperatives to be transformed into agricultural firms, it is necessary to increase efforts to clean up the disposal of non-performing assets in order to successfully set up commercial bank. ” I smiled and answered uncle Wu’s questions. Behind the restructuring of Rural Commercial Bank employees are hard sweat. Two years ago, I conducted a collection of loans under the jurisdiction of the loan user experience made me fresh memories. Xu early loan 10 million for the car business in transport, loans