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一、问题的提出房地产开发企业自行开发房地产项目,投资大、周期长,通常需要数年甚至更长的时间。因此,房地产开发企业可以在自行开发的房地产项目完工前,先取得《商品房预售许可证》预售房地产。通常情况下,购房者购买房地产开发企业预售的房地产,主要采取按揭贷款、一次性付款、分期付款等方式。在按揭贷款方式下,购房者付讫首付款申请贷款时,需要向发放贷款的金融机构提供包括首付款发票在内的有关资料,这就要求房地产开发企业在收到首付款时必
First, the issue raised Real estate development companies to develop real estate projects, large investment, long cycle, usually take a few years or even longer time. Therefore, the real estate development enterprises in the real estate development projects can be completed before the first to obtain “real estate pre-sale permit” to sell real estate. Under normal circumstances, home buyers to buy real estate development enterprises pre-sale real estate, mainly to mortgage loans, one-time payment, installments, etc.. In mortgage loans, home buyers pay the down payment to apply for loans, the need to provide loans to financial institutions, including down payment invoices, including the relevant information, which requires real estate development companies receive the first payment will be