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2002年四川省保险业实现保费收入107.23亿元,同比增长42.53％,保险深度2.2％,保险密度124元。四川保险业增长速度虽有加快,但在地域发展和公司业务规模上极不平衡,地区差异十分明显。差异化的保险市场需要差异化的保险监管。因此,抓住重点,合理利用监管资源,探索分层监管和划线监管的防风险策略,对基层保险监管部门来说是十分重要的。
In 2002, insurance premiums in Sichuan Province reached 10.723 billion yuan, an increase of 42.53% over the same period of the previous year. The insurance premium was 2.2% and the insurance density was 124 yuan. Despite the accelerated growth of the insurance industry in Sichuan, the scale of geographical development and corporate business is extremely unbalanced, with obvious regional differences. Differentiated insurance markets require differentiated insurance regulation. Therefore, it is very important for grassroots insurance regulators to seize the key points, make rational use of regulatory resources, and explore risk prevention strategies of stratification and cross-regulation.