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反担保人除了有申请人类似的风险外,还因保函业务本身债权转移的环节较多,过程较长,有其特殊风险,例如要由反担保追及到担保时范围和期限的问题。虽然保函明文规定责任范围和有效期,然而由于文字外延有时难以界定得十分确切,同时索赔还有一个时间过程,例如单据的邮递过程等,都会造成担保行在保函约定的一定范围、期限外对受益人履行偿付义务。
In addition to counter-guarantors have similar risks of the applicant, but also due to the bond business itself claims transfer more links, the process is longer, with its special risks, for example, to be covered by the counter-guarantee to guarantee the scope and duration of the problem. Although the letter of guarantee specifies the scope and period of validity of the letter of guarantee, it is sometimes difficult to define the letter of the letter and the time-course of the claim, for example, the mailing process of the document may cause the guarantee bank to benefit from a certain scope of the guarantee agreement and beyond the deadline People fulfill their obligation to pay.