所谓融资性票据,主要是指企业之间在没有真实贸易背景情况下,为了获取短期流动资金凭企业本身信誉向其他市场主体发行的汇票、本票。但是在我国,票据法明确规定禁止融资性票据的流通。本文试从工商企业、商业银行、货币市场以及宏观金融环境4个角度,由微观到宏观较为系统地阐述 The so-called financing notes, mainly refers to between enterprises in the absence of a real trade background, in order to obtain short-term liquid capital with the credibility of the enterprise itself to other market participants issued bills of exchange, promissory notes. However, in our country, the Negotiable Instruments Law explicitly prohibits the circulation of financing bills. This article tries to elaborate systematically from micro to macro from four perspectives: business, commercial bank, money market and macro-financial environment