对当前商业银行风险情况的判断第一个判断,信用风险还在不断地暴露中。根据我们的观察和研究,感觉到目前国内银行的信用风险还在暴露中,现在还没有到信用风险探底阶段。第二个判断,当前引发商业银行信用风险暴露的原因多元化、多重化、复杂化。目前无论对资产风险分类的真实性,还是分类的准确性上都值得各家银行再进一步去考证。当前正在暴露的这些风险还是由于由传统企业性的变化变成现在的同业业务的变化,甚至流动性市场资金量的 The judgment of the current commercial bank risk situation The first judgment, the credit risk is still constantly exposed. According to our observation and research, I feel that at present the credit risk of domestic banks is still exposed. Now I have not reached the bottom stage of credit risk. The second judgment, the current causes of commercial bank credit risk exposure diversified, multiple and complex. At present, regardless of the authenticity of the classification of the risk of assets, or the accuracy of the classification are worth every bank to further research. The current exposure of these risks is due to changes from the traditional enterprise into the current changes in the same industry, and even liquidity market liquidity