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保监会2013年12月31日发布的《中国人身保险业重大疾病经验发生率表(2006-2010)》。将对今年的寿险市场带来较大冲击与变动。作为中国人身保险业的第一套重大疾病经验发生率表,它采用了多达7500万条的样本保单量,85万条理赔记录,堪称“重疾险的大数据汇总”。结合有关医疗卫生统计数据分析确认,我国恶性肿瘤等6种重疾发生率,已经占到了25种常见重疾的七成以上。我们认为恶性肿瘤等重疾发生
China Insurance Regulatory Commission released on December 31, 2013 “major life insurance experience in China (2006-2010).” This year’s life insurance market will have a greater impact and changes. As the first major disease experience incidence chart in China’s life insurance industry, it uses as many as 75 million sample warrants and 850,000 claims records, making it a “big data summary of critical illness risks.” Combined with the relevant medical and health statistics analysis confirmed that the incidence of 6 kinds of serious diseases such as malignant tumors in our country accounted for more than 70% of 25 common serious diseases. We think malignant tumors and other serious diseases occur