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去年2月20日,黎喜在好友阿鑫的鼓动下,决定到一家人寿保险公司投保个人寿险。根据这家保险公司的承保要求,他来到保险公司接受体检。当日的体检结果中,他的乙肝五项化验报告中有三项为阳性(+)。次日,保险代理人告诉他,根据其体检结果,按照公司的核保程序,保险公司作出增加保险费予以承保的决定。黎喜对此没有异议,同意保险公司的核保决定,并缴纳了相应的保险费。保险公司随后出具了保险单送达黎喜,并经黎喜在保险单回执上签字确认。
On February 20 last year, Li Xi, encouraged by his friend A Xin, decided to insure a life insurance company to a personal life insurance. According to the insurance company’s underwriting requirements, he came to the insurance company for medical examination. On the day’s medical examination, three of his hepatitis B tests were positive (+). The next day, the insurance agent told him that according to the results of his medical examination, the insurance company made a decision to increase the premium to be covered under the company’s underwriting procedures. Li Xi has no objection to this, agreed with the insurance company’s underwriting decision, and paid the corresponding premiums. The insurance company then issued a insurance policy to reach Li Xi, and Li Xi signed a receipt on the insurance confirmation.