一段时间以来,社会各界对我国当前的信用缺失及如何加强社会信用建设展开了积极的讨论。在一般意义上,人们所谓的信用是一种信守承诺的责任感,指遵守诺言,实践成约。可以说,信用观念最初源于道德范畴。但随着社会经济从自然经济发展到商品经济,信用也逐步发展为一个法律概念。我国法学界对信用的界定尚无统一定义。有学者认为“信用是在社会上与其经济能力相应的经济评价”。有学者认为“信用是民事主体所具有的经济能力在社会 For a period of time, all sectors of society have actively discussed the current lack of credit in our country and how to strengthen social credit building. In a general sense, people’s so-called credit is a sense of responsibility to keep their promise, which means keeping their promise and putting it into practice. It can be said that the concept of credit originated in morality. However, with the social economy from natural economy to commodity economy, credit has gradually developed into a legal concept. There is no uniform definition of credit in China’s jurisprudence. Some scholars think that ”credit is an economic evaluation corresponding to its economic ability in society.“ Some scholars believe that ”credit is the economic power of the civil subject in society