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2013年修订实施的《中华人民共和国民事诉讼法》规定:“对污染环境、侵害众多消费者合法权益等损害社会公共利益的行为,法律规定的机关和有关组织可以向人民法院提起诉讼。”自此公益诉讼正式走上立法舞台,并即将步入司法实践。本文从国内金融消费者维权困境出发,阐述在金融消费权益保护领域引入公益诉讼的必要性和可行性,提出在金融消费权益保护领域实施公益诉讼的基本思路。
The Civil Procedural Law of the People’s Republic of China, revised in 2013, stipulates that: “For acts that pollute the environment and infringe the legitimate rights and interests of consumers, which damage the social and public interests, the organs and relevant organizations required by law may institute legal proceedings in the people’s courts.” Since then, public interest litigation has officially taken the legislative stage and is about to enter judicial practice. Based on the plight of the rights defenders of financial consumers in China, this article elaborates the necessity and feasibility of introducing public interest litigation in the field of financial consumer protection and puts forward the basic idea of implementing public interest litigation in the field of financial consumer protection.