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根据《网络借贷信息中介机构业务活动管理暂行办法》及相关规定,P2P行业的准入应满足三个硬性条件:进行工商登记,领取营业执照;向工商登记注册地地方金融监管部门备案登记;获得电信业务经营许可,和一个隐形条件:P2P资金银行存管。本文对P2P行业的准入条件进行分析,并提出网贷新政下P2P机构的应对方案。
According to the Interim Measures for the Administration of Business Activities of Internet Loans and Information Intermediaries and related regulations, the entry of P2P industry should satisfy three mandatory conditions: business registration and business license collection; filing registration with local financial regulatory authorities where business registrations are made; obtaining Telecommunications business license, and an invisible condition: P2P funds bank depository. This article analyzes the access conditions of P2P industry and puts forward the countermeasures of P2P agencies under the net credit new deal.