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养老保险基金积累时间长、数额大、涉及人数多,基金的管理工作越来越复杂。其中,冒领养老金就是一个具有普遍性的问题。养老金大量流失,不仅严重侵害参保人权益和国家利益,长此以往还将对养老金支付形成巨大压力,进而影响到养老保险制度的安全运行。因此,建立有效的防范冒领养老金机制已成为各级养老保险经办机构工作的重要内容和当务之急。
Endowment insurance funds accumulate a long time, the amount of large, involving a large number of fund management more complex. Among them, taking a pension is a common problem. The huge loss of pensions not only seriously infringes the rights and interests of insured persons and the interests of the state, but in the long run it will also create tremendous pressure on the payment of pensions and thus affect the safe operation of pension insurance system. Therefore, establishing an effective mechanism to guard against the claiming of pension funds has become an important content and top priority for the work of pension insurance agencies at all levels.