中小型企业在我国的经济运行发挥着举足轻重的效果,对于目前的市场来说,中小型企业良性的促进了市场的竞争和经济的活力,推动了社会的进步,提供了更多的就业机会,但是目前我国已经进入到了经济新常态的状况下,中小企业出现了大量“融资难、融资贵”的现象。这个问题的产生让中小企业受到了极大的冲击,所以化解这个问题已经是迫在眉睫 For the current market, small and medium-sized enterprises have benignly promoted market competition and economic vitality, promoted social progress and provided more employment opportunities. As a result, However, at present, our country has entered a new normal economic situation. There are a large number of “financing difficulties and high financing costs” for SMEs. The emergence of this problem has hit SMEs a great deal, so resolving this issue is imminent