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受众多外在和潜在利好因素刺激,中国的投资连结保险(投连险)市场在沉寂一年多之后,开始呈缓慢回暖迹象。转机始于2003年夏天。去年7月,中国保监会发布《人身保险新型产品精算规定》,针对当时投连险存在的问题,包括信息披露、费率限定、投资账户的资金比例,保险公司管理费用的提取比例等方面作出明确规定。这一规定的出台,重新点燃了中外寿险公司“投连险”热情,使在
Stimulated by many externalities and potential positive factors, China’s investment-linked insurance (PMI) market started to show signs of a slow recovery after more than a year of quietness. Transfer began in the summer of 2003. In July last year, the CIRC released the “Actuarial Provisions on New Products for Life Insurance”. In response to the problems existing in the current investment insurance system, including information disclosure, rate limits, the proportion of funds in investment accounts, and the proportion of insurance companies’ management fees extracted Provisions. The promulgation of this provision has rekindled the enthusiasm of Chinese and foreign life insurance companies in their investment and insurance policy