全面实行社会医疗保险制度是改革公费医疗制度的必然趋势 ,但目前我国的社会医疗保险体系还远远不能满足全民医疗保障需求 ,商业医疗保险必将发挥出对社会医疗保险体系的重要的补充作用。本文简要阐述了商业医疗保险补充社会医疗保险的必要性及实践中的一些方法、措施。 The full implementation of the social medical insurance system is an inevitable trend of the reform of the public medical system, but at present, our country’s social medical insurance system is far from meeting the needs of universal medical insurance. Commercial medical insurance is bound to play an important complementary role in the social medical insurance system . This article briefly describes the necessity of commercial medical insurance to supplement social medical insurance and some methods and measures in practice.