随着社会经济的发展,古典的契约法理论的契约自由在实践中不断得到突破,契约社会化理论已得到大多数学者的认可。在契约社会化理论的指导下,我们的契约解释理论也在不断地演化。契约作为社会经生活中不可缺少的工具,在实践中往往要作出对争议条款的解释,契约解释理论在保险契约的解释中得了自由发展的可能性。在契约解释社会化理论的指导下,契约的解释规则获得了重新的意义界定 With the development of society and economy, the contractual freedom of classical contract law theory has been continuously broken through in practice. The theory of contractual socialization has been approved by most scholars. Under the guidance of the theory of contractual socialization, our theory of contractual interpretation also evolves continuously. As an indispensable tool in social life, the contract often makes the interpretation of the controversial clause in practice. The theory of contract interpretation has the possibility of free development in the interpretation of insurance contract. Guided by the theory of contractual interpretation of socialization, the rules of interpretation of the contract have been redefined