论文部分内容阅读
互联网的平等化、平民化、大众化,大大促进了普惠金融的发展,尤其是以百度、阿里、腾讯为代表的互联网金融企业,给我国传统金融市场注入了新鲜的血液,传统金融也因此受到一定的冲击。互联网金融是大势所趋,未来监管也将随之而改变和创新。互联网金融的技术基础依然是互联网为代表的I C T技术(Information Communication Technology),其本质和落脚点依然是金融。在互联网进军金融方面,最突出的是BAT(百度、阿里、腾讯)的金融战略。基于公开数据,我们分别对其进行比较分析。
Internet equalization, popularization and popularization have greatly promoted the development of inclusive finance. Especially, the Internet financial enterprises represented by Baidu, Ali and Tencent have infused fresh blood into China’s traditional financial markets. As a result, traditional finance has also been affected A certain impact. Internet finance is the trend of the times, the future regulation will also change and innovation. The technical foundation of internet finance is still the Internet Information Communication Technology, whose essence and end point is still finance. In the financial sector to enter the Internet, the most prominent is BAT (Baidu, Ali, Tencent) financial strategy. Based on the open data, we compare them separately.