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公证债权文书强制执行为农信社规范管理、解决借款合同纠纷提供了非诉机制的新途径,同时还可有效降低农信社在信贷业务中存在的信用风险一般而言,农信社与借款人发生借款合同纠纷后,传统的做法是聘请律师代理将纠纷诉诸人民法院解决,待胜诉后再通过法院强制执行客户财产收回贷款。在实际工作中,诉讼机制解决借款合同纠纷暴露出诸多问题,主要表现在“效率不高,成本不低”两个方面。
Enforcement of Notarial Creditor’s Rights Documents Providing New Ways for Standardizing Management of RCCs to Solve Loans Contract Disputes and Non-litigation Mechanism for Credit Cooperatives and Reducing Credit Risk of RNCs in Credit Business In General, RCCs and Loans After the occurrence of a loan contract dispute, the traditional approach is to hire a lawyer to bring the dispute to the people’s court for settlement, and then win the court through the enforcement of customer assets to recover the loan. In practical work, the litigation mechanism solves many problems in loan contract disputes, mainly in the two aspects of “low efficiency and low cost”.