现有机制下,不少金融机构不愿进农村,也不愿贷款给贫困家庭。那么,金融进农村的突破口到底在哪?河北阜平县以搭建三级金融服务网络为突破口,建立政府、银行、保险公司共担风险的金融扶贫模式,重建农村社会信用体系,引导保险公司和银行降低门槛向农村投放贷款,实现了贫困户在家门口就可以无需担保申请到银行贷款, Under the existing mechanism, many financial institutions are reluctant to enter the rural areas and are not willing to lend to poor families. So, in the end where the financial breakthrough in the rural areas? Hebei Fuping County to build three financial services network as a breakthrough point, the government, banks, insurance companies to share the risk of financial poverty alleviation model, rebuilding social credit system in rural areas, and guide insurance companies and Banks to lower the threshold of loans to the rural areas to achieve the poor at home, you can apply for a guarantee without a bank loan,