一、引言在我国目前的经济改革中，医疗制度改革是重要的改革之一，它由过去的单位、企业向职工提供医疗服务，逐步规范为国家、集体（企业、单位）及个人共同负责的医疗保险制度．该制度的优越性在于从过去的单位的单一负责转为个人及社会负责．但此项改革首先要回答的问... I. INTRODUCTION In the current economic reform in our country, the reform of the medical system is one of the important reforms. It provides medical services to workers and staff by units and enterprises in the past and gradually standardizes the joint responsibility of the state, the collective (enterprises and units) and individuals Medical insurance system. The superiority of the system lies in the fact that it has been transformed from the single responsibility of the past units to the responsibility of individuals and the community. However, the reform must first answer the question ...